¨ The application of pre-paid cash card for consumers

Prepaid card is a portable size card that gives users the ability to purchase product and services without paying by cash with more convenient, faster and safe. It contain concept of “pay now, spend later”. Which means user must reload money first before spend it.

So, here are some example of prepaid cash card would like be introduced:


Touch ‘n GO smart card is used by Malaysian toll expressway and highway operators as the sole electronic payment system (EPS). Touch ‘n Go enhances the speed of paying for low value but high frequency transactions. Apart from the speed, it is also very convenient because user no longer need to prepare for small change or wait in queue at the cash lane to complete the transaction. User can reload the card at toll plazas, train stations, Automated Teller Machines, Cash Deposit Machines, Petrol kiosks and at authorised third party outlets. Reload denomination is ranging from RM20 to RM500.

EZ-Link card is a contactless smart card based on Sony’s FeliCa smartcard technology, used for payment in Singapore especially for transportation in Singapore. It established in 2001, it was promoted as a means for faster travel due to speedier boarding times on buses. Both the card and the reader ensure secure, fast and reliable transmission of data between them. The strong encryption techniques prevent eavesdropping and fraudulent use. This helps to ensure the integrity of transaction information captured.